10 tools

Finance Tools

Understand the numbers, compare scenarios, and see where your money actually goes.

Understand the numbers, then compare what-if scenarios

Finance Tools on Haivix are built for people who want more than a single EMI or interest figure. Each calculator explains where the money goes, lets you change assumptions instantly, and stays entirely in your browser — no account, no market-data feed, and no currency conversion pretending to know today's exchange rate.

Start with loans, mortgages, and extra payments, then move to savings goals, compound growth, debt payoff strategies, and small-business margin or break-even decisions. You provide the rate and the amounts; Haivix does the deterministic math and shows the comparison.

Start with a money question

Tip: Use Load example to see a complete result, then change one input at a time — rate, extra payment, or term — so you can see which lever actually moves the total cost.

Profit Margin Calculator

Model margin, markup, fees, and the selling price for a target margin.

Loan Calculator

Analyze EMI, extra payments, payoff date, and a full amortization schedule.

Compound Interest Calculator

Project growth, contributions, and what different returns would earn.

Savings Goal Calculator

Find how much to save each period to reach a target on time.

Debt Payoff Calculator

Compare avalanche, snowball, and custom payoff plans across multiple debts.

Mortgage Calculator

Estimate principal, interest, housing costs, and an amortization schedule.

Flat vs Reducing Rate Calculator

Compare advertised flat rates with reducing-balance borrowing cost.

Break-Even Calculator

Find break-even units, contribution margin, and price or cost scenarios.

Credit Card Payoff Calculator

See when a card is paid off, or the payment needed to clear it in N months.

ROI Calculator

Calculate simple ROI, annualized return (CAGR), and compare two investments.