About Loan Calculator
A single EMI number hides how much of each payment is interest. This tool builds the reducing-balance schedule, then shows what monthly or one-time extra payments change.
Every result is calculated in your browser from the rates and amounts you type. Haivix does not fetch market prices, foreign-exchange rates, tax tables, or lender quotes.
Frequently Asked Questions
No. The schedule is calculated entirely in your browser.
Add a recurring monthly extra payment and an optional one-time extra. The tool shows months saved and interest saved versus paying the scheduled EMI only.
No. It only changes how amounts are formatted. Enter figures in the currency you already have.
Not always. Lenders may use different day-count methods, fees, insurance, or rounding. Treat this as a comparison estimate.